Finance · Costing

Know your real margins.
Price with logic, not guesswork.

Most MSMEs don't know their true cost-per-unit. TBS builds costing structures, profitability trackers and financial planning tools that give you complete clarity on where you earn — and where you're leaking.

  • Product-wise and SKU-wise costing structures
  • Margin calculators with raw material, labour & overhead
  • Credit control systems and payment follow-up formats
  • Monthly P&L reporting formats your team can fill daily
  • Hidden leakage identification and correction systems
  • Pricing strategy frameworks aligned to market reality
Service Highlights
  • Product-wise and SKU-wise costing structures
  • Margin calculators with raw material, labour & overhead
  • Credit control systems and payment follow-up formats
  • Monthly P&L reporting formats your team can fill daily
  • Hidden leakage identification and correction systems
  • Pricing strategy frameworks aligned to market reality
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What We Deliver

Key deliverables & outcomes

Every engagement is custom-built for your business. Here is exactly what you get.

Costing Sheets

Raw material, labour, packaging, dispatch and overhead costs mapped per product. Know your exact cost-per-unit before pricing.

SKU Profitability Reports

SKU-wise and category-wise profitability analysis showing your best and worst-performing products by actual margin.

Credit Control System

Credit days policy, customer-wise outstanding trackers, payment follow-up scripts and deduction management formats.

Leakage Identification

Systems to track and close hidden financial leakages — returns, short payments, excess discounts and untracked expenses.

Monthly P&L Formats

Simple monthly financial review formats your team completes daily — giving you a real P&L without a CA's involvement.

Pricing Strategy Framework

Market-aligned pricing strategy with floor price, MRP logic, distributor margin and retail margin clearly defined.

How We Work

Your execution timeline

Clear steps, no surprises. From first call to fully operational system.

01
Day 0–1
Discovery Call

Understand product range, current pricing logic, cost awareness and financial reporting gaps.

02
Day 2–3
Cost Mapping

Map all cost components per product — raw material, labour, packaging, overhead, logistics and distributor margins.

03
Week 1–2
Build Systems

Costing sheets, margin calculators, credit control formats and monthly financial review templates.

04
Week 3–4
Train & Implement

Train accounts and management team. Refine based on actual data. 2 weeks of after-support.

FAQ

Common questions

We have a CA/accountant. Why do we need TBS?

CAs handle compliance. TBS builds the business-level financial visibility tools — costing, margins and MIS — your founders and managers use daily.

Our products have varying costs. Can you handle that?

Yes. We build costing systems for multi-product, multi-variant businesses with seasonal and market-linked raw material costs.

Can TBS help with credit management and recovery?

Yes. We build credit control systems, payment follow-up scripts and outstanding trackers that reduce debtor days significantly.

Do I need accounting software for this?

No. All systems are Excel/Sheets based and can be used without any accounting software.

How will I know if my pricing is wrong?

After cost mapping, many MSMEs discover they're selling at a loss on certain SKUs. TBS helps correct this immediately.

Can you help with distributor margin and pricing strategy?

Yes. Distributor margin, stockist margin, retail margin and MRP logic are all part of the pricing framework we build.

Explore More

Other service areas

Ready to get started with financial costing & margin systems?

Book a free 60-minute audit. No obligation. We'll map exactly what your business needs.